Saturday, February 22, 2014

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Tuesday, February 18, 2014

First Investors Life Launches 'single Pay Longevity Annuity'

The annuity is intended for those individuals who don't need income now, but would like to lock in a future guaranteed income stream during their retirement years." Key features include: Flexibility Contracts can be issued from ages 45-80; plus, you have an opportunity to change your income start date. Simplicity Easy to understand and integrate into your retirement income strategy. Predictability Provides guaranteed lifetime income that is not subject to stock or bond market risk. Security You have the peace of mind of knowing your payments begin on the date you select and will arrive on the same day every month for the rest of your life. Higher Income The longer you defer the income start date, the higher your monthly payments will be. No annual or recurring fees or charges The Single Pay Longevity Annuity offers two convenient monthly payout options*: Single Life Provides lifetime income benefits for one person only. Joint & Survivor Life Provides lifetime income benefits on two individuals as long as one or both are living. "What's so appealing about this product," adds Springsteen, "is that it acts like a pension and provides regular payments for as long as you live. You simply make an initial payment, select a future income start date, at which time you will begin to receive guaranteed monthly income payments for the rest of your life. As a result, you don't need to worry about outliving your retirement assets." First Investors Life Insurance Company has been serving the needs of clients since 1962. Today, with our affiliated companies, we offer a wide range of financial products and services including mutual funds, annuities and life insurance. First Investors Corporation, a financial services leader, is committed to helping individual and institutional customers reach their financial goals through a variety of products and services, including mutual funds, life insurance, annuities, retirement-related services and investment management. For more information, please visit . Foresters is the parent organization of First Investors. Founded in 1874, the fraternal benefit society has over one million members in Canada, the United States and the United Kingdom and supports family well-being through quality products, unique member benefits and inspiring community activities. For more information, please visit . * * * Annuity contracts are offered by First Investors Life Insurance Company and distributed by First Investors Corporation; each is a wholly owned subsidiary of First Investors Consolidated Corporation ("FICC"). Annuity contracts and insurance policies contain certain exclusions, limitations and other terms for keeping them in force. For complete costs and details, see your First Investors Representative. Annuity contract and life insurance policy guarantees apply only to certain insurance features and are subject to the claims-paying ability and financial strength of First Investors Life. For more complete information about the Single Pay Longevity Annuity, contact your First Investors Representative, write to us at the address below, call 1-800-832-7783 or visit our website at . A longevity annuity is not a bank deposit and is not insured or guaranteed by the Federal Deposit Insurance Corporation ("FDIC") or any other government agency. Neither First Investors Life Insurance Company nor its affiliates provide legal, tax or estate planning services. Should you require such services, you should consult a legal, tax or estate planning professional. *Chosen at the time of purchase. Foresters is the trade name and a trademark of The Independent Order of Foresters ("Foresters"), a fraternal benefit society.
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Sunday, February 16, 2014

funny Short Stories

Telling funny short stories is an art in itself; just ask stand-up comedians who tell the same jokes over and over again and yet still elicit the loudest laughs from their audience each and every time. Indeed, it's the delivery of the story from beginning to end that makes it hilarious, the building of anticipation until the climax, and the timing of the punch line that makes it a side-splitting tale.

You may think that only those with natural comedic ability can tell funny news stories, jokes and punch lines like a pro. Well, we must say that even great comedians like Bing Crosby and Bob Hope have to practice their skills in telling funny short stories to small audiences before making it big in television and in theatres. Indeed, practice is the key to making your audience laugh over and over again.

Here are a few tips from the pros that you can use to hone your own comedic talents. Keep in mind that you must learn to be flexible in telling funny jokes and short stories since each situation and each audience demands a different approach.

• Get your audience's attention first instead of competing with other distractions. We suggest changing your voice to suit the characters in your story as well as using hand gestures and facial cues to do so. Your main aim is to let your audience visualize the story as it happens, which is all-too-true with funny news stories where you act as the anchor man and story subjects at the same time.
• Tell your funny short stories according to the mood of your audience. For example, if your audience is relaxed, say, sitting down while enjoying coffee, then your story can be told in a leisurely way. But if your audience is on the move, say, moving through a busy lobby, tell your story in a faster way.
• Change the story to suit your audience. Yes, it can be the same story but told in a different manner, with different characters, or with different endings. This is how great comedians can elicit laughter out of old jokes – by revising old stories to fit the present audience.

Of course, you must tell funny short stories with a straight face until the punch line and then laugh with your audience. Remember that the story is the funny thing here, not you per se.